Terms & Conditions

By accessing or using this website, you agree to the following terms:

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S & K Unified Collections is a debt collector. This website and any communications are for the purpose of collecting a debt. Any information obtained will be used for that purpose.

 

Use of this website does not create an attorney-client relationship, legal representation, or advisory relationship.

 

S & K Unified Collections does not provide legal advice and does not engage in litigation. Any disputes, escalations, or legal matters may be referred to a licensed attorney for review.

 

All collection activity is conducted in compliance with the Fair Debt Collection Practices Act (15 U.S.C. § 1692) and applicable state laws, including time-of-day restrictions and limits on call frequency.

 

Payments made through this website or other approved methods are applied according to account instructions and applicable regulations.

 

S & K Unified Collections reserves the right to update these terms at any time. Continued use of the website constitutes acceptance of any updates.